Starting Points: Guide to Credit, Repair, & Theft

Nonfiction   l  Reference   l  Videos  l   Additional Material  l    Web Sites
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Nonfiction - 3rd Floor  

How to be More Credit Card and Debt Smart - 332.024 Bil

Powerful Financial Management Strategies for Saving Money on Your Credit Cards and Debt.     

Help! I can’t pay my bills – surviving a financial crisis - 332.024 Her

CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear, step-by-step guide will get you started on your way to financial security.    

                                               
The Everything Get Out of Debt Book - Evaluate Your Options, Determine Your Course of Action, and Make a Fresh Start - 332.024 Kim

From recognizing problems to negotiating with lenders, this practical book can teach anyone how to reduce their current debt and create a maintainable, realistic budget.                             

The Ultimate Credit Handbook - 332.743 Det

Discusses how to cut your debt and have a lifetime of great credit.       
 

Your Credit Score - 332.743 Wes

How to fix, improve, and protect the 3-digit number that shapes your financial future.                           
                                                 
50 Ways to Protect Your Identity and Your Credit - 364.163 Wei

Everything you need to know about identity theft, credit cards, credit repair, and credit reports.  

Reference - 1st Floor  

The complete credit repair kit – get started now with every form you need on CD-Rom - R 332.743 Sem
This new, easy-to-understand edition includes information on budgeting your money, obtaining your credit report, fixing your credit, and preventing identity theft. It explains everything you need to know to legally repair your credit, without confusing legalese. 

Videos - 3rd Floor

Identity Theft - Video 364.163 Ide

Presents information on how identity theft occurs, ways to minimize the risk of becoming a victim, and what victims should do.                      

Maxed out – nothing is priceless - DVD 332.743 Max

Take a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. Shocking and incisive, it paints a picture of a national nightmare, which is all too real for most.  

Finding Additional Material

Dewey Decimal browsing numbers: 332.04 – 332.765, 364.163
You may also want to search for other books and materials (videos, audiobooks, etc.) on your topic. You can access the Library’s online catalog from the Library or at home by going to our Web page (www.wppl.org), then to Search Our Catalog.  Good subject searches on these topics are consumer credit and identity theft.

eBooks
Visit EBSCOhost to search the collection of thousands of eBooks the Library has to offer. Library card required. Contact a reference librarian for additional details.

Articles
The following sources can be used to find magazine articles dealing with your topic:

·            The Readers’ Guide to Periodical Literature - Adult Reference  R 050 R
       Search for articles on a subject within any given year.

       EBSCOhost and Infotrac Onefile  - Access from the Library or at home using your library card number at www.wppl.org.  Search for full-text
       articles in these online databases using your choice of keywords. You can limit the search to a certain year or even a certain magazine.

Web Sites

Annual Credit Report: FREE credit reports from Equifax, Experian, and TransUnion. 

Credit: From the Federal Trade Commission.  Includes “Your Credit Rights,” and instructions to the Fair Credit Reporting Act (FCRA) which requires the three national consumer reporting companies to provide free copies of your credit report, at your request, once every 12 months.    

      
Credit Repair Fraud: Advice from the Better Business Bureau about fraudulent credit repair companies.                                           

Electronic Credit Repair Kit: Step-by-step instructions on repairing credit.  Includes procedures for establishing credit, dealing with debt collectors, and disputing incorrect personal information. Six types of sample letters are provided.             
      
FDIC – Credit Repair: Information and advice from the Federal Deposit Insurance Corporation on repairing credit.                                           
     
ID Theft: Also from the FTC, this site explains in four simple steps what to do in case of identity theft.  Helpful links and forms included.         

Identity Theft Resource Center: A thorough, multi-stepped site answering many questions and providing solutions about identity theft.      

**The Library also offers a collection of credit-related sites on its website.  Go to (www.wppl.org), then to Reference Resources, then Good Web Sites, then click on Consumer Resources.**

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